Credit bureaus – Kaydem Credit Help

16 Mar 2023

The CFPB: How to File a Complaint

When dealing with an issue with a bank, lender, or another financial service provider in the United States, you may consider filing a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that helps protect consumers from abuses in the financial services ind...

Upset tired young asia sad lady people sit sofa couch at home think hard worry in tax expense saving issue past due loan late payment on covid impact life feel grief pensive struggle in money lost.

02 Mar 2023

Improve Your Financial Standing: How to Remove Late Payments from Your Credit Report

Are you struggling with the negative effects of late payments on your credit score? Has this caused difficulty when trying to obtain financing or other services? If so, it is essential to understand how to remove inaccurate late payments from your credit report properly. This article will provide a ...

Women Stress About A Lot Of Credit Card Debt And Bills On The Floor

16 Feb 2023

6 Reasons Why Your Personal Finance Budget May Not Be Working

Having a budget is essential to taking control of your finances. After all, budgeting helps ensure you have enough money for the bills and other expenses that come up each month. Unfortunately, budgeting isn’t always easy, and it can be challenging to stick to a budget even when you know what ...

Young lady reporting rent payments to credit bureaus on her phone to increase her credit scores

02 Feb 2023

How Can Rent Payments Help You Build Credit?

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By Rebecca Kroon
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Credit Improvement, Credit Reporting, Credit Tips

If you have little to no credit history or trying to improve your score, can reporting your rent payments to the bureaus help you achieve your credit goals?...

Person looking over bank statements with calculator to manage personal finances

19 Jan 2023

Mastering Your Finances: 4 Tips to Get You Started

Money is one of the most frequent causes of stress in people’s lives. It can be hard to keep track of and manage your finances, but you must do everything possible to stay on top of your money. Failing to manage your money effectively can lead you to rack up credit card debt, take out [&hellip...

15 Dec 2022

Voluntary Repossession: How It Affects Your Credit

Managing your finances and budgeting for success is a full-time job. It requires frequent monitoring of your credit score, watching accounts for money coming in and out, making changes to what you are spending and where, answering an abundance of phone calls, and – of course – making tough decis...

17 Nov 2022

Ways to Keep Track of Your Personal Budget

We all know we should follow a financial plan, but we rarely truly stick to one. There are certain cases, such as running a business, where we must have a budget and know our income and expenses for general analysis and tax season. However, it is a personal budget that often becomes neglected. Under...

18 Oct 2022

How to Make a Budget You’ll Stick With

The first step in taking control of your financial health? Create a budget and stick to it. However, that’s easier said than done, right? A budget allows you to visualize your current financial status and where your money is headed in the future. You can also better detect spending habits th...

16 Sep 2022

The Difference Between a Checking Account and Savings Account

When it comes to storing your money, do you have a plan in place? Or are you simply depositing funds into an account each month and withdrawing as needed? Are you still placing savings in a plastic bag under your mattress? It’s time to educate yourself on financial practices and genuinely understa...

11 Aug 2022

Should You Have Open Accounts with More than One Bank?

It’s common for individuals to have various accounts with several financial institutions, but is it a beneficial financial decision, or does it make you more vulnerable to cybercriminals? To make the best decision for your finances, consider the advantages and disadvantages of having accounts with...