What is the Equal Credit Opportunity Act (ECOA)?
What is the Equal Credit Opportunity Act, and why does it matter? At its core, this landmark legislation ensures fairness…
What Is a Statement Credit? (and Why You Might Have One)
If you’ve ever checked your credit card statement and noticed a negative amount applied to your balance, you’ve likely encountered…
How to Lower Your Credit Card Interest Rate in 4 Steps
Managing credit card interest rates is a smart financial move that can save you hundreds, if not thousands, of dollars…
How to Add Utilities to Your Credit Report + 3 Other Quick Credit Wins!
Building a strong credit score is one of the most powerful financial tools you can have. It can open doors…
How Credit Scores are Calculated and How to Improve Yours
Few things hold as much power and influence as your credit score, but have you ever wondered how exactly credit scores are calculated?