17
Aug
2023
What Is the Fair Credit Reporting Act and How Does It Protect Consumers?
This article explores the Fair Credit Reporting Act (FCRA) by discussing what it is, how it protects consumers, and more....
03
Aug
2023
How Buy Now, Pay Later Financing Affects Your Credit Score
Does using “buy now, pay later” financing options impact your credit score? This article explores buy now, pay later and its impact on your credit....
20
Jul
2023
Avoid These Credit Repair Pitfalls: Learn How to Repair Your Credit
What do you do when your credit takes a hit? This post discusses how to repair your credit and some of the most common mistakes to avoid....
06
Jul
2023
Understanding Credit Restoration: Exploring the Differences in Freeze, Alert, and Lock
Having a solid credit record is essential for many aspects of our lives. It can determine if you can get approved for loans or lines of credit and even affect your ability to rent an apartment. Unfortunately, identity theft and fraud cases are rising, making it increasingly necessary to protect your...
02
Feb
2023
Mastering the Art of Rebuild Credit: Insights into Using Rent Payments
If you have little to no credit history or trying to improve your score, can reporting your rent payments to the bureaus help you achieve your credit goals?...
22
Apr
2022
Understanding Medical Debt’s Impact on Credit: Key Consumer Insights – Do Medical Bills Affect Your Credit?
If you are wondering do, medical bills affect your credit? Experian, TransUnion, and Equifax have announced in March 2022 that they are changing how they report medical debt on consumer credit reports starting July 1, 2022. Currently, since health care providers do not report directly to consumer ...