Rate Shopping 101: How to Minimize the Impact of Rate Shopping on Your FICO® Scores
Thinking twice about rate shopping to maintain your credit scores? Here’s how to minimize the impact of rate shopping on your FICO® scores.
What Is a Balance Transfer & Is It the Right Choice for Your Credit Card Debt?
This article delves into what a balance transfer is and how they work to help you make the right choice for your situation.
What Are the Different Types of Credit Score Models?
Explore the different types of credit score models, how they are calculated, why they may differ, and how to check your credit scores.
What Bankruptcy Chapter to File – Chapter 7,11, or 13?
This article helps you determine what bankruptcy chapter to file by exploring the differences between these options, providing a clear comparison.
What Is Home Equity Financing and Is It Safe for You to Use?
Find yourself asking “What is home equity financing?” This article explores the topic along with pros and cons to help you make the best decision.
How to Effectively Manage Multiple Credit Cards
This guide explores how to manage multiple credit cards like a pro to protect your scores and make the most of your cards’ benefits.
Are Airline Credit Cards Worth It?
Airline credit cards promise free flights and rewards, but this article aims to answer a popular question: are airline credit cards worth it?
Navigating Credit Card Disputes: What to Do When Your Bank Declines
Money management often surprises us with how glitches in credit card transactions appear at inconvenient times. A double charge here,…
Personal Loan vs. Personal Line of Credit: Which is Right for You?
This article looks at a personal loan vs. a personal line of credit to go over each, its advantages, disadvantages, and key features.
Navigating Subprime Mortgages: What You Need to Know
Subprime mortgages are an option for those with less-than-perfect credit to buy a home. But what is a subprime mortgage, and how do they work?