Personal Finance – Kaydem Credit Help

Cheerful black woman holding good credit score bank statement

25 May 2023

How to File a Successful Credit Dispute

The credit repair process can be daunting and time-consuming, but it doesn’t have to be. Understanding the dispute process and what to expect is critical to ensuring your credit dispute goes smoothly. Credit disputes are an effective way to improve your credit score and ensure you have access ...

11 May 2023

7 Must-Ask Questions Before Buying Your First Home

Are you ready to buy your first home? This article will cover the questions you should consider before buying your first home....

Portrait of young Asian woman holding credit card with smart phone mobile and showing worried expression on credit card debt.

27 Apr 2023

Essential Steps to Take Before Closing a Credit Card Account

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By Rebecca Kroon
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Credit Improvement, Credit Tips, Financial Tips

Are you considering closing a credit card account? Make sure to review all the necessary steps and understand the potential impact on your financial health....

economical woman work on phone calculator at home pay bills taxes on gadget online, provident female calculate finances expenditures, manage plan family household budget on phone

13 Apr 2023

Fixed and Variable Expenses Explained (and How to Save Money on Them)

Do you know the difference between fixed and variable expenses? This guide will help you understand each type of expense and how to save money on them....

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30 Mar 2023

Understanding Compound Interest: What You Need to Know

Compound interest is an investment strategy that can be incredibly powerful and beneficial if used correctly. It works by allowing interest earned on an initial sum of money to be reinvested, thereby earning additional interest over time. In this guide, we will explore what compound interest is, how...

16 Mar 2023

The CFPB: How to File a Complaint

When dealing with an issue with a bank, lender, or another financial service provider in the United States, you may consider filing a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that helps protect consumers from abuses in the financial services ind...

Upset tired young asia sad lady people sit sofa couch at home think hard worry in tax expense saving issue past due loan late payment on covid impact life feel grief pensive struggle in money lost.

02 Mar 2023

Improve Your Financial Standing: How to Remove Late Payments from Your Credit Report

Are you struggling with the negative effects of late payments on your credit score? Has this caused difficulty when trying to obtain financing or other services? If so, it is essential to understand how to remove inaccurate late payments from your credit report properly. This article will provide a ...

Women Stress About A Lot Of Credit Card Debt And Bills On The Floor

16 Feb 2023

6 Reasons Why Your Personal Finance Budget May Not Be Working

Having a budget is essential to taking control of your finances. After all, budgeting helps ensure you have enough money for the bills and other expenses that come up each month. Unfortunately, budgeting isn’t always easy, and it can be challenging to stick to a budget even when you know what ...

Young lady reporting rent payments to credit bureaus on her phone to increase her credit scores

02 Feb 2023

How Can Rent Payments Help You Build Credit?

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By Rebecca Kroon
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Credit Improvement, Credit Reporting, Credit Tips

If you have little to no credit history or trying to improve your score, can reporting your rent payments to the bureaus help you achieve your credit goals?...

Person looking over bank statements with calculator to manage personal finances

19 Jan 2023

Mastering Your Finances: 4 Tips to Get You Started

Money is one of the most frequent causes of stress in people’s lives. It can be hard to keep track of and manage your finances, but you must do everything possible to stay on top of your money. Failing to manage your money effectively can lead you to rack up credit card debt, take out [&hellip...